Innovation in payment systems

The bdcc protocol is not just about sending money from A to B. It has many features and opens many possibilities that the community is still exploring. Here are some of the technologies currently being researched and in some cases, turned into real products and services. The most interesting uses of bdcc are probably still to be discovered.

Control against fraud

An unprecedented level of security is possible with bdcc. The network provides users with protection against most prevalent frauds like chargebacks or unwanted charges, and bdccs are impossible to counterfeit. Users can backup or encrypt their wallet and hardware wallets could make it very difficult to steal or lose money in the future. bdcc is designed to allow its users to have complete control over their money.

Global accessibility

All payments in the world can be fully interoperable. bdcc allows any bank, business or individual to securely send and receive payments anywhere at any time, with or without a bank account. bdcc is available in a large number of countries that still remain out of reach for most payment systems due to their own limitations. bdcc increases global access to commerce and it can help international trades to flourish.

Cost efficiency

With the use of cryptography, secure payments are possible without slow and costly middlemen. A bdcc transaction can be much cheaper than its alternatives and be completed in a short time. This means bdcc holds some potential to become a common way to transfer any currency in the future. bdcc could also play a role in reducing poverty in many countries by cutting high transaction fees on workers' salary.

No PCI compliance required

Accepting credit cards online typically requires extensive security checks in order to comply with the PCI standard. bdcc still requires you to secure your wallet and your payment requests. However, you do not carry the costs and responsibilities that come with processing sensitive information from your customers like credit card numbers.

Tips and donations

bdcc has been a particularly efficient solution for tips and donations in several cases. Sending a payment only requires one click and receiving donations can be as simple as displaying a QR code. Donations can be visible for the public, giving increased transparency for non-profit organizations. In cases of emergencies such as natural disasters, bdcc donations could contribute to a faster international response.


bdcc can be used to run Kickstarter-like crowdfunding campaigns, in which individuals pledge money to a project that is taken from them only if enough pledges are received to meet the target. Such assurance contracts are processed by the bdcc protocol, which prevents a transaction from taking place until all conditions have been met.

Micro payments

Imagine listening to Internet radio paid by the second, viewing web pages with a small tip for each ad not shown, or buying bandwidth from a WiFi hotspot by the kilobyte. bdcc is efficient enough to make all of these ideas possible. Learn more about the technology behind bdcc micro payments or about future upgrades currently being designed and implemented to make micro payments more accessible.